Whether help with arranging simple home insurance a complex mortgage or protection policies we are here to help.
From a first time buyer to a house mover we are here to help you through the maze and getting you into that new home. By researching the market with the latest sourcing technology we match the best deal to your circumstances. We deal with solicitors, estate agents, lenders to make sure it is a smooth journey.
Buy to Let Mortgages
We work with existing and potentially new landlords to raise funds or check for competitive rates.
We have facilities to quote and arrange on home insurance using market leading providers with the emphises on quality and service. We can explain what is and what is not needed without any obligation.
Time to raise some capital out of your property or has another lender got a better deal for you? We are here to get things moving.
A fast growing area of the lending market with more and more lenders joining in. It is vital you get the correct information and advice to make sure you get what you need understand what is involved and wether you need it. We go through the whole process with cliemts and involve family members where we can whilst at the same time respecting the utmost privacy for the client.
We deal with the UKs leading life assurance companies. Whether its a simple policy to cover a mortgage for life cover or something more complex that includes critical illness and or wider protection to cover those with gaps or no existing cover for the family we can help by first seeing what you need then matching a policy at a competitive price, we will have a solution for you.
Product Transfer and Further advances
Existing deal coming to an end with your existing lender and dont want or need to change lenders. When your existing rate is comin to an end we can look at a product transfer onto a new competitive rate without fuss and saving you money. For those that want to borrow more for example a new kitchen etc then a Further Advance maybe the answer, this sits along side your existing mortgage and can be more practiacl when remortgaging is not appropriate.
We have a panel of experienced solicitors who are carefully selected to be very price competitive and good at their jobs. We can get a quote or you can instruct through the website wether or not you use any of our other services. For clients using us for their mortgage requirements the benefit aswell as price is that the solictors link to our back office keeping us updated so you dont have to chase up requirements.
The forgotten part of protection is protecting the income when the company sick pay (if you are lucky to have it ) Simple palns are sometimes known as ASU policies which cover for accident, sickness and redundancy where applicable, these normally come into play after an agreed waiting period and usually up to a maximum of 12 months. Income protection from the insurace provders can provide income for an agreeed period or up to requirement paid on a succesfulr claim for accidents or sickness , can be a vtal lifeline for the self employed or emaployed with limited sick pay provision. Last but not least Family Income benefit is lifecover paid out annually instead of a lump sum, this can be on of the most inexpensive forms of lifecover available and is most suitable for families with restricted income.